Built for real families

Help kids build money habitswith parents guiding every step.

Sprout Saver combines household money management with hands-on financial learning so kids can practice saving, spending, giving, and goal setting in everyday life.

Family Sync

Parent approvals and child progress stay aligned in one shared household account.

Child dashboard showing money jars, goals, missions, and recent activity

Child experience

Parent dashboard showing family savings, chore approvals, and spending requests

Parent experience

Why this works for families

A behavior-first system, not random money tasks

Sprout Saver is designed around the habits families care about most: self-control, planning, follow-through, and values.

Make money visual and concrete

Kids understand containers and progress bars. Save/Spend/Give jars, goals, and vaults turn abstract dollars into clear choices.

  • Jars build a first budgeting framework
  • Goals turn big wants into small steps
  • Vaults train delayed gratification

Behavior practiced: decide what money is for before using it.

Teach trade-offs, not just restrictions

Instead of hearing 'no' without context, kids learn that every money choice has an opportunity cost and a consequence.

  • Spend now vs reach goals faster later
  • Needs vs wants in age-appropriate scenarios
  • Decision stories that reward reflection

Behavior practiced: think through choices before acting.

Build autonomy with parent guardrails

Kids get ownership over their plan while parents keep boundaries, approvals, and payouts safe and consistent.

  • Children choose goals and learn from outcomes
  • Parents set rules, splits, and approval settings
  • Role-safe experiences for every family member

Behavior practiced: responsible independence.

Create trust through follow-through

Request, approval, and fulfillment flows make commitments visible so children learn that agreements are real and trackable.

  • Clear lifecycle from request to payout
  • Less confusion and fewer money arguments
  • Shared accountability for parents and kids

Behavior practiced: keep promises and track outcomes.

One family account, two tailored views

Parents get oversight. Kids get ownership.

The parent and child experiences are intentionally different, but always connected so families can teach and practice money skills together.

Parents control every dollar — kids can't spend without approval
No bank accounts or signups needed — start in minutes

Parent view

Oversight, approvals, and clear family rules.

Track habits, not just transactions
Growth Insights

Track habits, not just transactions

See how saving, spending, giving, and follow-through change over time so coaching conversations are easier and more specific.

  • Spot behavior trends across weeks and months
  • See where confidence is building or slipping

Coach with clarity and context.

Customize the structure for each child
Family Rules

Customize the structure for each child

Set up allowances, jar splits, and controls that match your family values and each child’s current maturity.

  • Allowance scheduling and chore-based earning
  • Save/Spend/Give allocation and guardrails

Guided independence with safety.

Keep rules fair, consistent, and transparent
Approvals and Requests

Keep rules fair, consistent, and transparent

Review chore submissions, cashout requests, vault releases, and giving decisions with clear context before you approve.

  • Unified queue for chores, withdrawals, vaults, and donations
  • Timestamps, photos, and request details in one card

Less conflict. More consistency.

See every child’s money plan in one place
Parent Dashboard

See every child’s money plan in one place

Track balances, goals, chores, and learning progress without bouncing between disconnected tools or guessing what happened.

  • Real-time household balances and child snapshots
  • Quick access to chores, allowances, goals, and requests

One family account. Clear visibility.

Child view

Ownership, motivation, and safe money practice.

Games and simulations that teach judgment
Playable Learning

Games and simulations that teach judgment

From life simulations to fast decision loops, kids learn planning, priorities, and consequences through play.

  • Decision-driven stories and simulations
  • Budgeting trade-offs in realistic situations

Practice here. Apply in real life.

Build patience and goal persistence
Goals and Vaults

Build patience and goal persistence

Goal milestones and vault mechanics make future rewards visible, helping kids practice delayed gratification.

  • Track multiple goals at once
  • Vaults help protect money from impulse spending

Patience becomes a repeatable skill.

Practice real decisions in safe scenarios
Learning Adventures

Practice real decisions in safe scenarios

Lessons are interactive, age-aware, and practical so children build judgment through reps, not just reading.

  • Pathways by age band and skill level
  • Scenario learning with real trade-offs

Learning turns into better choices.

Money feels clear, not stressful
Kid Dashboard

Money feels clear, not stressful

Kids get a simple view of their jars, goals, and next actions so they can practice choices with confidence.

  • Visual balances and progress cues
  • Motivating rewards through stars and milestones

Small wins build money confidence.

Daily money practice

A learning path that grows with your child

300+ bite-sized lessons across 3 age groups help children build real financial skills — backed by research showing early money education creates lifelong habits.

Ages 6-8

Sprout Saver foundations

Concrete basics, early habits, and first money choices in a safe and encouraging environment.

Research shows kids form lasting money habits by age 7. Starting early gives them a real advantage.

Key topics

  • Needs vs wants — the #1 foundation skill
  • Why ads try to make you want things you don’t need
  • Waiting for what you want (delayed gratification)
  • The difference between “my money” and “our money”
  • What happens when money runs out
  • Why some toys cost more — understanding value
  • Sharing, giving, and fairness with money
  • Safe habits with digital payments and online purchases

Proven early benefits

  • Children who learn saving by age 7 are more likely to save as adults (Cambridge study)
  • Builds impulse control and delayed gratification
  • Creates a positive emotional relationship with money
How kids learn best

Different formats for different learning moments

Some children learn through stories, others through games. Sprout Saver combines both so practice stays engaging and meaningful.

Video Instructor

Video Instructor

Ages 9-16

Short videos that make concepts click

Visual Storybook

Visual Storybook

Ages 6-12

Stories that connect money to real feelings

Decision Story

Decision Story

Ages 6-16

Branching choices that build judgment

Group Chat Simulation

Group Chat Simulation

Ages 13-16

Social-pressure scenarios in chat format

Games and Sims

Games and Sims

Ages 9-16

Games where every choice has a trade-off

Companion Characters

Meet the characters who guide every lesson

Each age group has its own companion crew. Every character coaches a different money mindset, so your child builds well-rounded financial judgment.

Use it where your family is

One household account, synced across devices

Parents and kids can switch devices without losing balances, progress, approvals, or requests.

Sprout Saver on desktop, phone, and tablet synced via the cloud

Available on

Cloud-backed household sync

Balances, lesson progress, requests, and approvals stay aligned for the whole family.

Role-safe boundaries

Parent controls remain protected while children interact in a kid-first environment.

Want more detail?

Explore each part of the family experience

These pages break down lessons, parent tools, child tools, and companions in more depth.

Learning Experience placeholder

Learning Experience

Explore lessons organized by age and skill progression, and meet the companion characters that guide kids along the way.

Explore learning & companions
Parent App Experience placeholder

Parent App Experience

Explore approvals, family rules, payout tracking, and household coaching workflows.

See parent tools
Child App Experience placeholder

Child App Experience

Explore jars, goals, vaults, rewards, and day-to-day decision practice for kids.

See child experience
Free vs Pro

Start free, upgrade only if your family needs more.

The free plan covers core money habits and learning. Pro adds deeper controls and reporting for growing households.

Comparison of features included in the Free plan versus the Pro plan.
FeatureFreePro
Kids accountsUp to 2Unlimited
Parent accounts1Multiple
Allowance trackingIncludedIncluded
Chore managementIncludedIncluded
Savings goalsIncludedIncluded
Monthly savings rewardsIncludedIncluded
Interactive lessonsIncludedIncluded
Learning format varietyIncludedIncluded
Companion-guided lessonsIncludedIncluded
Avatar customizationIncludedIncluded
Advanced savings controlsIncluded
Advanced reward and rule controlsIncluded
Analytics and reportsIncluded
CSV exportIncluded
Priority supportIncluded

Raise money-confident kids, one daily decision at a time.

Start free and give your family a clear system for earning, saving, giving, and practicing smart choices together.