We Started Sprout Saver Because Most Kids Never Learn About Money in School
We're parents too. We built the app we wished existed — a safe place where kids learn money skills through play, not lectures.
COPPA
Compliant by design
100%
Virtual money, zero risk
300+
Lessons and activities
Ages 6–16
Age-adapted curriculum
Why We Built This
It started with a simple question at the dinner table: "Dad, what's a budget?" That moment made us realize — our kids were growing up in a world driven by money, but nobody was teaching them how it works.
We looked for tools to help, but everything we found either used real money (too risky for a 7-year-old), felt like boring banking software, or was just a basic allowance tracker with no real educational value.
So we asked: what if we built a virtual bank where kids could practice real money decisions with zero risk? A place where earning, saving, spending, and giving become second nature — through play, not lectures. That's how Sprout Saver was born.

Founded by parents
For parents
The Money Education Gap
Most kids never get a proper financial education. We're here to change that.
The Problem
Only 21 states require personal finance education in schools
76% of millennials lack basic financial literacy skills
Kids form money habits by age 7 — long before most get any formal teaching
Real-money apps aren't appropriate or safe for young children
Our Solution
Age-appropriate lessons designed for kids 6–16
Virtual money means zero risk, maximum learning
Parents stay in full control while kids gain independence
Game mechanics make practice feel like play, not homework
What We Believe
Our values guide everything we build — from the features we ship to the data we protect.
Family First
Every feature strengthens family bonds while teaching valuable life skills. Financial education starts at home — we make it easier.
Learning by Doing
Kids learn best through experience. Our hands-on approach lets children make real decisions with virtual consequences.
Safe & Secure
No real money ever moves through Sprout Saver. Parents maintain full control while kids gain independence safely.
Inclusive Design
Age-appropriate content for kids 6–16. Every child deserves to learn about money, regardless of their starting point.
Backed by Research
Our curriculum is aligned with age-appropriate financial literacy standards and built on proven educational principles.
Privacy by Design
COPPA compliant from day one. No ads, no data selling, no third-party trackers — your family's privacy comes first.
Your Kids' Safety Is Our Priority
We built Sprout Saver with the same care we'd want for our own children's data and privacy.
No Real Money
COPPA Compliant
Learn moreParent-Controlled
No Ads, No Tracking
Encrypted & Secure
Age-Verified Access
Built on Real Learning Science
300+ interactive lessons across stories, simulations, quizzes, and scenarios — guided by friendly companions who make every concept click.
Young Savers
Ages 6–8- Needs vs. wants
- Saving basics
- Earning through chores
- Counting & sorting money
Money Builders
Ages 9–12- Budgeting basics
- Goal-setting
- Intro to interest
- Smart spending decisions
Future Ready
Ages 13–16- Compound interest
- Investing basics
- Real-world scenarios
- Financial planning
Start Your Family's Money Journey Today
Free to start. No credit card required. Set up in under 5 minutes.